| Vote Recommendation | Economic Freedom | Property Rights | Personal Responsibility | Limited Government | Individual Liberty |
|---|---|---|---|---|---|
| Yes | Positive | Neutral | Neutral | Positive | Neutral |
Relating to consideration by an insurer of certain insurers' filed rates and factors in setting the insurer's rates.
No significant fiscal implication to the State is anticipated.
HB 3969 would allow an insurer writing personal or commercial automobile insurance to include in a filing any rating rule, rate variable, or rate classification that a county mutual insurance company has filed and implemented.
Texas Action supports HB 3969 because it espouses the free market principle by working to create a level playing field in the insurance market.