| Vote Recommendation | Economic Freedom | Property Rights | Personal Responsibility | Limited Government | Individual Liberty |
|---|---|---|---|---|---|
| No | Negative | Neutral | Neutral | Negative | Neutral |
Relating to prohibited practices by a life insurance company relating to an individual’s prescription for or obtainment of an opioid antagonist.
No significant fiscal implication to the State is anticipated.
SB 437 would prohibit life insurance companies from denying coverage to an individual, limiting the amount, extent, or kind of coverage available to the individual, or charging the individual a different rate from the rate charged to other groups for the same coverage based solely on whether the individual has been prescribed or has obtained through a standing order an opined antagonist. An exception is provided if the charge is "based on sound underwriting or actuarial principles reasonably related to actual or anticipated loss experience for a particular risk."
We oppose SB 437 because it infringes on the principles of free markets and limited government by imposing a new coverage mandate on life insurance providers.