HB 915

85(R) - 2017
House Insurance
House Insurance
Automobile insurance

Vote Recommendation

  • Negative
  • Neutral
  • Neutral
  • Negative
  • Neutral


Ed Thompson


Wayne Faircloth
Justin Holland
Lyle Larson
Jeff Leach
Rick Miller
Jim Murphy
Evelina Ortega
Dennis Paul
Four Price

Bill Caption

Relating to named driver insurance policies and certain related exclusions.

Fiscal Notes

From the Legislative Budget Board: no significant fiscal implication to the state is anticipated.

Bill Analysis

HB 915 would amend the Insurance Code to prohibit an insurer from delivering, issuing for delivery or renewing a named driver policy unless the named driver policy is an operator’s policy. An insurer may use a named driver exclusion if the exclusion specifically names each excluded driver and does not exclude a class of drivers.

Vote Recommendation Notes

This bill violates our free market and limited government by placing a new regulation automobile insurers by restricting named driver policies. It is not the role of government to regulate insurance offered by private insurers. For these reasons, we do not support HB 915.

Organizations Supporting

Texas Watch

Organizations Opposed

ABC of Texas and AGC Austin Chapter
Access Fund
ACE Group
Admiral Nimitz Foundation 
Advantage Capitol