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Relating to recovery under uninsured and underinsured motorist insurance coverage.
No significant fiscal implication to the State is anticipated
HB 359 would modify existing law regarding settlement claims during motor vehicle accidents with uninsured or underinsured drivers by allowing an insured driver to begin recovery action without a judgement or other legal determination establishing the other motorist's liability or the extent of the insured's damages as a prerequisite.
The bill would also allow an insured to provide notice of a claim for uninsured or underinsured motorist coverage by providing a written notification to the insurer that reasonably informs the insurer of the facts of the claim.
While HB 359 does have a significant impact on the claims process related to uninsured/underinsured motorists, the changes proposed by this bill do not appear to have a connection to our liberty principles. Texas Action remains neutral on HB 359.