Bill
    HB 1832
    
    
        86(R) - 2019    
    
    
        House Insurance    
    
    
    
    
    
    
    
        House Insurance    
    
    
    
    
    
    
     
    
        Vote Recommendation
        
            
                Neutral            
            
                - 
                    Neutral                
- 
                    Neutral                
- 
                    Neutral                
- 
                    Neutral                
- 
                    Neutral                
 
     
    
            Author(s)
                    Julie Johnson
                    Stan Lambert
                    Tom Oliverson
        
    
    
    
    
    
    
    
    
    
        Bill Caption
        Relating to prohibited practices relating to health benefit plan coverage for emergency care.
 
    
    
        Fiscal Notes
        The fiscal implications of the bill cannot be determined at this time.
     
    
    
        
Bill Analysis
        HB 1832 would amend the Insurance Code to define what is an unfair method of competition when it relates to health benefit plan coverage for an emergency care claim. This would be dependent on a utilization review and determination of the patient's need for emergency care.    
    
        
        
Vote Recommendation Notes
        Texas Action remains neutral on HB 1832. Health insurance does not operate in a free market environment and insurers have significant artificial advantages over providers and consumers - advantages which would not exist if health insurance and health care operated in a free market environment. To the extent that insurers use this government-created artificial marketplace advantage to abuse providers and consumers, some state intervention may be warranted in an attempt to restore balance.    
    
    
    Organizations Supporting
            Houston Methodist Hospital System
    
    
    
    Organizations Opposed
            Texas Association of Health Plans