HB 1182

86(R) - 2019
House Public Education
Senate Education
House Public Education
Senate Education

Companion Bill

SB 686

Vote Recommendation

  • Neutral
  • Neutral
  • Positive
  • Neutral
  • Neutral


Vikki Goodwin
Michelle Beckley
Giovanni Capriglione
James Talarico


Steve Allison
Philip Cortez
Jessica Farrar
Barbara Gervin-Hawkins
Donna Howard
Celia Israel
Evelina Ortega
Jon E. Rosenthal
Valoree Swanson
Armando Walle


Carol Alvarado

Bill Caption

Relating to personal financial literacy courses for high school students in public schools.

Fiscal Notes

No significant fiscal implication to the State is anticipated.

Bill Analysis

HB 1182 would require every public high school to include in their curriculum requirements a personal financial literacy. This could be offered as its own course, included as a part of a current course, or as an elective. Current law requires that financial literacy courses be offered as an elective. This instruction would be required to include the financial consequences of not making timely student loan payments, the effect of student loan debt on personal finances, and the circumstances in which student loans are dischargeable in bankruptcy. This bill also lowers the required amount of elective credits from five credits to four and a half credits. 

Vote Recommendation Notes

Texas Action recommends supporting HB 1182 because it promotes personal responsibility. Teaching high school students financial literacy could positively impact their future financial decisions and better prepare them for an important aspect of their adult lives. 

Organizations Supporting

Coalition of Texans with Disabilities
League of Women Voters of Texas