HB 849

85(R) - 2017
House Insurance
House Insurance
Automobile insurance

Vote Recommendation

  • Negative
  • Neutral
  • Neutral
  • Negative
  • Neutral


Andrew Murr

Bill Caption

Relating to notice to certain lienholders of cancellation of certain personal automobile insurance coverages.

Fiscal Notes

From the LBB: no fiscal implication to the state is anticipated.

Bill Analysis

HB 849 would amend the Insurance Code to add that an insurer that cancels a personal automobile insurance policy that provides comprehensive or collision physical damage coverage for an automobile that is subject to a purchase money lien must notify the lienholder that the coverage will be cancelled. This would also apply to a cancellation at the request of the insured.

Vote Recommendation Notes

This bill violates our limited government and free market principles by requiring private insurers to notify automobile lienholders of a cancellation of coverage. For this reason we HB 849.

Organizations Supporting

Credit Union Coalition of Texas
Independent Bankers Association of Texas

Organizations Opposed

Property Casualty Insurers Association of America
Texas Coalition for Affordable Insurance Solutions