HB 1773

83(R) - 2013

Vote Recommendation

  • Negative
  • Neutral
  • Neutral
  • Negative
  • Neutral


Ed Thompson

Bill Caption

Relating to named driver insurance policies and certain related exclusions.

Fiscal Notes

No significant fiscal implication to the State is anticipated.

Bill Analysis

Summary: A named driver policy provides coverage only for the drivers specifically named on the policy and for drivers not residing in the household with permission. HB 1773 would prohibit insurance companies from entering into named driver policies.

Analysis: HB 1773 would represent a clear overregulation of the insurance industry. Policy holders already have the ability to add named drivers to insurance policies. It should be up to the insurance company and the policy holder to decide the nature of the policy. Government intervention in the details of private contracts is unnecessary. We oppose HB 1773.