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Summary: SB 1484 would amend the Insurance Code regarding individuals with autism. Currently, insurers are required to cover children with an autism diagnosis through the age of 9. This legislation would remove the age limit cap and require insurers to cover people diagnosed with autism before the age of 10. Also, the bill would only require insurers to cover $36,000 of claims per year.
Analysis: SB 1484 would remove an arbitrary age cap on coverage that does not serve a medical purpose or have any backing in scientific study. As research has advanced studies have shown that if children with autism are treated early it significantly increases the chance that they can live independently as adults. This would help prevent many autistic Texans from needing to participate in state health care programs well into their adult years. We are neutral on SB 1484.