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Summary: HB 1869 would address the issue of subrogation and ensuring that both parties – the insurer and the individual – are able to receive benefits and compensation from the injuring party. In cases in which the inuring party is unable to pay the full settlement, HB 1869 would balance the payments so that no one is left without compensation.
Analysis: HB 1869 protects personal property rights by ensuring that individuals receive the compensation that they are entitled to based on the premiums paid to insurance companies. We support this legislation.