| Vote Recommendation | Economic Freedom | Property Rights | Personal Responsibility | Limited Government | Individual Liberty |
|---|---|---|---|---|---|
| No | Negative | Neutral | Neutral | Negative | Neutral |
Summary: A named driver policy provides coverage only for the drivers specifically named on the policy and for drivers not residing in the household with permission. HB 1773 would prohibit insurance companies from entering into named driver policies.
Analysis: HB 1773 would represent a clear overregulation of the insurance industry. Policy holders already have the ability to add named drivers to insurance policies. It should be up to the insurance company and the policy holder to decide the nature of the policy. Government intervention in the details of private contracts is unnecessary. We oppose HB 1773.